Reference

How x0x0 Handles Your Personal Data

This privacy policy sets out exactly what personal data x0x0 collects when you open an account, how we store and use it, and the rights you hold over…

Data collected only for account operationUPI, Paytm & PhonePe transaction privacyNo sale of personal data to third partiesRight to access or delete your dataIndia-region data handling standards

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What This Policy Covers and Where It Applies

x0x0 Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

x0x0 operates this platform for individuals where local law permits access. When you create an account or use our services — including depositing via UPI, Paytm or PhonePe — you share certain personal data with us. We collect only what is necessary: your name, contact details,

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payment identifiers, and activity logs tied to your account. We do not collect payment credentials such as UPI PINs or Paytm wallet passwords; those remain with your payment provider. This policy applies to all data processed in connection with accounts held by India-based account holders. If
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local law in your state or territory affects the terms under which you may access this platform, those local rules take precedence. We review this policy periodically, and the version published at x0x0.club is always the current one.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

PRIVACY CONTACT PATHS

Reach Our Data Privacy Team Directly

If you have a question about how we handle your personal data, want to request a copy of what we hold, or need to raise a concern about data usage, our privacy…

Email Privacy Team Send a written request to our dedicated privacy address at x0x0.club. Include your registered email and the nature of your request so we can locate your account record and respond precisely.

Live Chat Support Start a live chat session from any page on x0x0.club. Select the Privacy or Account topic from the chat menu and our support agent will log your query and escalate it to the data team within one business day.

Help Centre Ticket Submit a formal ticket through the Help Centre on x0x0.club. Privacy tickets are tagged separately from general support and handled by staff trained in data-handling procedures for India account holders.

HOW WE PROTECT YOUR DATA

Data Handling, Cookies, Security and Retention at x0x0

Every measure below reflects what we actually do with account data — not a list of aspirational promises.

Data Collection

We collect your name, email address, phone number and the reference IDs generated by UPI, Paytm and PhonePe when you transact. We do not store full payment credentials. Collection stops at what is needed to operate your account and verify transactions.

Cookie Usage

We use session cookies to keep you logged in and functional cookies to remember your language and region preference. We also use analytics cookies to understand which pages you visit, so we can improve the account experience. You can manage cookie preferences through your browser settings at any time.

Account Security

Account data is stored on encrypted servers. Access to your personal record is restricted to staff with a legitimate operational need. We require password authentication and recommend you enable any two-factor options available in your account settings to add a second verification layer.

Data Retention

We retain account data for as long as your account is active and for a period after closure as required by applicable law. Transaction records tied to UPI, Paytm or PhonePe payments are kept for the minimum period required for financial compliance, after which they are deleted or anonymised.

Your Rights

You have the right to request a full copy of the personal data we hold about you, to ask us to correct inaccurate data, and to request deletion where no legal retention obligation applies. Submit any of these requests through the privacy contact channels listed on this page.

Third-Party Sharing

We share data only with service providers who help us operate the platform — payment processors for UPI, Paytm and PhonePe transactions, identity verification providers, and fraud-detection services. We do not sell personal data to advertisers or data brokers under any circumstance.

Frequently Asked Questions About Your Privacy

These questions reflect what India account holders most commonly ask us about their data. If your question is not covered here, use any of the contact paths in the Privacy Contact section above to reach us directly.

We collect your name, email address, phone number and a government-issued ID reference for verification. When you transact via UPI, Paytm or PhonePe, we also log the payment reference ID generated by your provider — not your PIN or wallet password.

We share data only with providers essential to running the platform: payment processors for UPI, Paytm and PhonePe, identity verification services, and fraud-detection partners. We never sell your personal data to third parties for marketing or advertising purposes.

Send a written request to our privacy team via email or through the Help Centre ticket system on x0x0.club. Include your registered email address. We aim to provide a full data summary within five working days of receiving your request.

Yes. You can request deletion of your personal data by contacting our privacy team. We will action the deletion for all data where no legal or regulatory retention obligation applies. Transaction records may be retained for the minimum period required by applicable financial law.

We use session cookies to keep you logged in, functional cookies for your region and language settings, and analytics cookies to understand page-level usage. None of our cookies store payment credentials. You can adjust or clear cookies through your browser settings at any time.

Account data is retained for the period required under applicable law after account closure. UPI, Paytm and PhonePe transaction records are kept for the minimum financial compliance period, after which they are permanently deleted or anonymised so they can no longer be linked to you.

Contact our privacy team directly via email or live chat on x0x0.club. If you remain unsatisfied after we respond, you have the right to raise a complaint with the relevant data protection authority applicable under local law in your state or territory.

How x0x0 Handles Your Personal Data

Reach Our Data Privacy Team Directly

Data Handling, Cookies, Security and Retention at x0x0

Data Collection

Cookie Usage

Account Security

Data Retention

Your Rights

Third-Party Sharing

Frequently Asked Questions About Your Privacy

01 What personal data does x0x0 collect when I open an account?

02 Does x0x0 share my data with anyone outside the platform?

03 How can I request a copy of the data x0x0 holds about me?

04 Can I ask x0x0 to delete my personal data?

05 How does x0x0 use cookies on its platform?

06 How long does x0x0 keep my account data after I close my account?

07 Who do I contact if I believe my privacy rights have not been respected?

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